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Community Bank

Home Mortgage

Farmers State Bank of Hamel offers a wide variety of mortgage loan products. Fixed rate programs using automated underwriting technology that is used industry wide for pre-qualifications. Our experienced lenders will find the right program to fit your mortgage needs.


Fixed Rate Mortgages

Whether you are looking to purchase or refinance we have the fixed rate mortgage to fit your needs.

  • Traditional option for borrowers
  • Flexible Terms
  • Purchase options for Primary Residence, Second Homes, or Investment Properties



A Home Equity Line of Credit or HELOC Loan is a revolving line of credit and you can access as you choose. The interest rate is variable, so your monthly payments can change. With a HELOC you will have a minimum monthly payment, but you also have the ability to pay more than the minimum payment.


Construction Loans

Line of credit for the purpose of building a brand new home or a possible addition to your existing residence.


Homeready Mortgages

Option for homebuyers to save on mortgage insurance costs while having a low down payment.

  • Flexible Terms
  • Low Down Payment
  • Fixed Rates
  • Income Limits apply
  • Homebuyer Education required
  • Credit scores as low as 640